Abu Dhabi Commercial Bank is extending a suite of financial perks to UAE frontline workers through the end of April, covering everything from grocery cashback to deferred loan instalments.
Among the most notable offerings is a full cashback rebate — up to AED 1,000 — on utility bills and fuel purchases charged to ADCB credit cards. A separate 10 per cent cashback on grocery spending, likewise capped at AED 1,000, is also part of the package.
On the lending side, the bank is making available preferential rates across several product categories: personal loans starting at 3.99 per cent per annum, auto loans from 1.49 per cent flat per annum, and mortgages from 3.99 per cent per annum. First-time personal loan customers are entitled to a six-month grace period before repayments begin.
For workers already holding ADCB accounts, existing personal loan holders may defer up to three monthly instalments without incurring fees, while those on car loans or mortgages can push back up to two payments, also at no cost.
The bank will automatically waive retail credit card interest charges for April 2026, without requiring customers to apply or request the exemption.
Frontline workers who transfer their salary to ADCB can access an overdraft facility of up to twice their monthly salary with no processing fees attached. The salary transfer also unlocks three months of Takaful life cover valued at AED 500,000.
Priority access at ADCB branches and its contact centre rounds out the package, which remains open until April 30, 2026.
