Returning OFWs can tap P2-billion business fund starting March 12

Overseas Filipino workers forced back home by global disruptions, including the ongoing Middle East conflict, will gain access to a dedicated financing program designed to help them launch enterprises in the Philippines.

The OFW Negosyo Fund, a P2-billion initiative housed under DTI-SBCorp, opens for applications on March 12, 2026, according to a statement released Thursday by the Department of Trade and Industry.

Qualified borrowers may secure loans ranging from P30,000 to P20 million, with repayment spread over as long as five years through flexible terms. A one-year grace period covering both principal and interest applies to eligible products, and no collateral is required for amounts up to P5 million.

“Access to capital is often the biggest barrier during these uncertain transitions. Through DTI-SBCorp, we’ve tailored this fund to equip them with the resources to build, hire, and secure their families’ futures—no matter the circumstances,” DTI Secretary Cristina Roque said.

Applications can be filed through the DTI-SBCorp Money App, available on Google Play and Huawei AppGallery, or through the web portal at app.sbcorp.ph. Online registration for the loan facility is also accepted at sbcorp.gov.ph, and walk-in assistance is available at any of the agency’s 1,431 Negosyo Centers nationwide.

Roque framed the program as part of a broader push to bolster national economic resilience against unforeseen external shocks.

“We are committed to opening doors for OFWs ready to come home and invest in their own country, especially when external crises force their hand,” she said.