The Philippine Health Insurance Corporation (PhilHealth) has announced that its premium contribution rate will remain at 5% for 2025, consistent with last year’s figure, as mandated by the Universal Health Care Act.
According to PhilHealth Advisory No. 2025-0002, individuals earning a monthly income of ₱10,000 will contribute ₱500, while those with salaries of ₱100,000 are required to pay ₱5,000. These rates align with Section 10 of the Universal Health Care (UHC) Act, which outlines incremental increases in premium contributions since 2019.
Meanwhile, PhilHealth assured private hospitals that measures are in place to address unpaid claims, including tapping its ₱492 billion investment portfolio and enhancing claims processing systems. Hospitals are encouraged to submit accurate and complete claims promptly to expedite payments.
This announcement follows the Social Security System’s (SSS) recent contribution rate increase to 15%, which has sparked criticism from overseas Filipino workers (OFWs) and labor groups. OFWs, represented by Migrante International, called the hike “unjustified,” citing its impact on workers already burdened by rising costs of living.
Organized labor groups have echoed calls for the government to reconsider the SSS rate hike, labeling it “untimely” and urging prioritization of member benefits over additional financial burdens.
