A 27-year-old Overseas Filipino Worker (OFW) has achieved an incredible milestone—saving P1 million in just three years of working abroad. She recently shared her inspiring financial journey with motivational speaker and financial coach Chinkee Tan, who in turn featured her story on his Facebook page, igniting conversations about disciplined saving habits among Filipinos.
In her message, she highlighted how financial discipline and family support played a significant role in her success.
“Hello, just want to share my story about pag-iipon. Im 27F, single, OFW for almost 3 years na po. Di toxic ang family, hindi sila yung pala hingi ng pera. Dalawa lang sila sa bahay—yung tatay ko at kapatid kong babae. Bali yung tatay ko is senior na at may pension monthly at pampalipas niya ang pagta-tricycle, at ang kapatid ko ang kasama niya sa bahay. Bali nagpapadala naman ako minsan pero di madalas. Very supportive ang tatay about my pag-iipon, pero di alam kung magkano na ang aking ipon.”
She emphasized how she avoids excessive spending on material things, except for food, where she does not deprive herself.
“Hindi po ako maluho sa gamit pero pagdating sa foods, hindi ko tinitipid sarili. Nabibili lahat ng gusto at nakakain lahat ng cravings.”
From small savings to a million
Her P1 million savings consists of emergency funds and personal savings. Additionally, she has invested P100,000 in Pag-IBIG MP2, with a goal of increasing it to P500,000 before maturity.
“Gusto ko kasi pag naisipan ko na umuwi, may sapat na akong ipon for business and for my future na rin. Nai-inspired po ako sa mga kwento dito about pag-iipon, kaya naisipan ko rin na ikwento ang aking pag-iipon.”
Chinkee Tan’s impact on her journey
She credits Chinkee Tan’s financial advice as one of her key inspirations, particularly a quote that deeply resonated with her:
“Saving is not just about saving money, it’s about investing in your future and building a life of security and freedom.”
Upon reading this, she became even more determined to continue her financial journey toward financial independence.
“Kaya ngayon mas lalo akong na-inspired mag-ipon. Thank you, Sir Chinkeee!”
