Filipinos can now start investing in government securities directly through their mobile phones, as GCash officially rolls out its GBonds feature—giving users access to Treasury investments for as low as ₱500.
This new offering is part of a collaboration between GCash, the Bureau of the Treasury (BTr), and Philippine Digital Asset Exchange (PDAX), aiming to simplify access to safe, low-risk investments like Treasury Bills (T-Bills) and Retail Treasury Bonds (RTBs).
“GBonds opens the door for more Filipinos to participate in nation-building through investments backed by the government,” the Treasury said in an earlier statement, reinforcing the administration’s drive toward financial inclusion.
To get started, GCash users must be fully verified—meaning their identity has been confirmed in the last three years through valid ID and selfie verification. Once verified, users can navigate to GInvest in the GCash app, tap GBonds, and register with PDAX to begin investing.
As of recent offerings, GBonds includes 91-day T-Bills with rates reaching up to 5.4% annually, with capital returned at maturity. RTBs, on the other hand, provide quarterly interest payouts and options for secondary market trading before maturity.
While T-Bills are locked in until the end of the term, RTBs offer greater flexibility, allowing investors to sell their bonds through the app depending on market demand.
